Every deal is different, and in today’s market, a one-size-fits-all approach just doesn’t cut it. Big banks don’t have that much flexibility when it comes to unique situations. For the self-employed Canadian, investor who juggles multiple income streams, and families who are simultaneously helping to finance their children’s education, there is a limit to how…
Different deals require different approaches. Obviously. But more so, not every deal is going to fit the big bank mould. No broker wants to see a great deal get dropped over stat sheet semantics, especially when the people behind the application are solid candidates otherwise. It takes a special kind of relationship with the lender,…
Lenders love to say how flexible they are, how they get deals done, but put a self-employed client, an investor with multiple properties, or a borrower with a work trajectory that isn’t aligned with their pre-fab checklist, suddenly they’re um-ing and ah-ing and the enthusiasm deflates like a month-old balloon. That’s not to say they…
What most people think of when looking to purchase real estate is: location, offer, approval, and “keys, please.” But there’s a whole field of space between “offer approved” and “keys, you’re welcome.” There’s a little thing called financing that can complicate that A to B process, so knowing how to navigate the field of financing…
If real estate cycles were like being in high school, we would have the popular kids, the wallflowers and the glow ups. And Canada’s current market is chock full of all three at the moment. Some provinces are losing popularity, some are getting noticed, and smart investors are grabbing the best deals quickly before anyone…
You’re ready to get that financing for a retail property in Canada, but then you realize it’s not a one-size-fits-all situation. There are lots of moving parts, and the application process can sometimes feel pretty invasive when questions start going into great detail about your business plan, financial stability, and long-term goals. It’s really no…
As part of the loan application process, lenders always check your credit score. That’s nothing new. In 2026, however, the stakes have been raised. With the Canadian economy now in a technical recession (marked by two quarters of consecutive negative annualized GDP growth), and experts trying to avoid referring to it as anything more deep…
We decided to cover Loan Amortization because so many people act like they know what it is, and end up Googling it after we go over it because they feel like they should know. There’s no shame, as it’s one of those phrases that is super common, and on every single mortgage payment you’ll make,…
The property market has been nuts for a long time, with all-time highs for sale prices in October of 2024. So you’ve been waiting around for the perfect time with an eye on a substantial drop in cost versus finding the right property. But, in recent months, there HAS been a substantial drop in cost…
Nobody likes reading the fine print. Loan terms are thought of in terms of time. How many years will I be paying this down? When can I breathe a sigh of relief? But, from a lender’s perspective, it’s about payment amounts, interest rates, amortization schedules, and how much headache you might represent over the next…
Best BDM & Best Underwriter The entire Glasslake team celebrated a huge moment and milestone last night. At the 2026 Mortgage Awards of Excellence Gala, where several industry professionals are recognized for their hard work, innovation, and leadership, Glasslake Funding was amongst them celebrating three nominations. Glasslake Funding Nominated Across Three Categories at the…
For most people, if you’re going to apply for a loan, you go for broke. Get the bag. Reach for the stars so you at least hit the moon. You’ve got this number in your head, sure, but does it really include all the important details? Monthly payments, taxes, fees, the difference between principal and…
What Loan Occupancy Means (And No, It’s Not Boring) Applying for a mortgage in Canada can sometimes feel like an interrogation on life plans, financial stability and your personal choices. For that house you want to buy, are you living there? How often will you be there? Are you secretly planning to rent it out…
Residential vs. Commercial Property Loans in Canada: How They Work, Qualification, and Alternative Lenders You know the deal. The client and the property fit perfectly into a conventional lending box. The client has a great T4, a stable and predictable income source, and the property is standard and uncomplicated. That deal? That’s easy. It pretty…
Commercial Mortgages That Fund the Spaces Where Business and Community Thrive Glasslake Funding launches a new commercial mortgage campaign focused on the mortgage behind the spaces — where culture, community, and everyday life actually happen. Shaping How We Live Every day, we move through spaces that quietly shape how we live. The café that…
Back in January 2023, we didn’t just launch a business—we challenged a system (and raised a few eyebrows while we were at it). The goal was simple: build a lending operation that could move faster, think sharper, and actually serve the needs of borrowers that traditional lenders left behind. That mission hasn’t changed—but a whole…
CURRENT CHATTER EP. 02 (feat. Alan) 🎥 👇 Common Deal Pitfalls: With The Director of Underwriting, Alan Riley We’re breaking down the real talk behind deal-making in the next episode of Current Chatter—Glasslake’s no-fluff, all-insight webinar series. This time, Emily Grossi sits down with Alan Riley, Director of Underwriting, to unpack: ✅ The biggest mistakes…
Because clients don’t fit into neat little boxes—so why are we still boxing lenders in? Why Today’s Borrowers No Longer Fit Traditional Lending Models The Canadian lending landscape has been shifting for decades. New players come and go, regulations tighten, client portfolios evolve—honestly, who can keep up? We get it. As the newest name…
You asked, we delivered. Glasslake’s brand-new Commercial Adjustable-Rate Mortgage (ARM) is now live, and it’s the perfect fit for today’s market. Flexible, competitive, and with borrower-friendly terms, it’s the deal that makes sense for property investors, developers, and owners looking to take their commercial projects to the next level. If your client has been searching…
CURRENT CHATTER EP. 01 (feat. Ronelle) 🎥 👇 Deal Deep Dive: With Underwriting Wiz, Ronelle Landicho Missed this session? Watch the recording now! On February 19, Emily Grossi sat down with Ronelle Landicho, Underwriting Wizard, for a deep dive into real deal scenarios. They broke down exactly what makes a deal fundable at Glasslake and…
Commercial Deals (feat. Shaun + Emily) 🎥 👇 In this webinar, we went all in on Commercial Commercial Pro Shaun and Marketing Girlie, Emily 🏢 💜 🔍 Key Takeaways Current trends in the commercial market Common pitfalls in commercial deals and how to avoid them Opportunities in the evolving commercial space How Glasslake is simplifying…
Don’t just ride the waves, be the force that creates them. Glasslake Launches WaveMakers, a Rewards Program designed for brokers who are consistently performing, thirsty for exciting opportunities, and leading the mortgage industry. Toronto, January 2, 2025 – It’s finally here! Glasslake’s WaveMakers rewards program has officially dropped, and making a splash in…
*Article from CMP Magazine Author: Mallory Hendry In the sea of alternative lending, a new wave has rolled in and it’s one worth watching. As it approaches its third year, Glasslake Funding isn’t settling for the impressive milestones it has already achieved, including significant AUM in just two years. Built from the ground-up as a…
Get the 101 on Commercial Mortgages 🎥 👇 Ermanno is back with another must-see webinar, for an informative, no-nonsense walkthrough of the commercial mortgage landscape. In this essential session, Ermanno will break down the basics of commercial lending, common pitfalls, and how to streamline your approach with Glasslake Funding. Whether you’re new to commercial mortgages…
West Coast Lending with Jake Bannister: Beyond The Deal 🎥 👇 Catch the highlights from Jake Bannister & Mike Forshee’s breakout session at MPC National! Join Jake as he recaps key strategies for alternative lending success, insights on funding capacity, and tips for delivering standout client solutions.
The Creative World of Glasslake (feat. Cole) 🎥 👇 Art Director Cole Bannister takes the hot seat to give you a behind-the-scenes look into the creative world of Glasslake. 👀 Cole breaks down how we’re pushing boundaries, taking risks, and leaving the old-school finance vibe behind. 💼 ✔️No stock photos. ✔️No corporate clichés. ✔️No limits…
BECOME A PRO @ COMMERCIAL 🎥 👇 Ermanno is back with another must-see webinar, guiding you through the essential steps to navigate your commercial deal timeline with Glasslake Funding. Get a clear and transparent view of what it takes to get your commercial deal done right!
DEMYSTIFYING DSCR: Small Commercial (feat. Jake) 🎥 👇 Ever wonder how DSCR can make small commercial property loans easier to close? Jake’s here to spell it out. 🎥 At Glasslake, we skip the income checks and focus on the property’s earnings instead. 💼 Whether it’s an office space, storefront, or something in between, we’re all…
DEMYSTIFYING DSCR: Residential (feat. Felecia) 🎥 👇 Residential properties and DSCR—what’s the connection? Let Felecia break it down. 🎥 At Glasslake, we don’t need to see your client’s income. Instead, we qualify based on the property’s cash flow. 🤯 Whether it’s a rental house or a condo, getting them a mortgage is easier than ever.…
DEMYSTIFYING DSCR (feat. Nancy) 🎥 👇 We asked our Lakers what the $#*& a DSCR is and to break down this industry term…Watch the video to hear Nancy break it all down. 🎥 At Glasslake, we use this simple little trick to qualify your clients based on how much the property earns, not how…
BECOME A PRO @ SMALL COMMERCIAL 🎥 👇 Ready to grow your business and dive into small commercial mortgages? Great news! Glasslake Funding is launching a Commercial Mortgage Training Series, and the first video is now available for you to watch. Hear from our very own Small Commercial Pro, Ermanno Tasciotti, as he shares…
Let’s talk about resilience. Defined as the capacity to withstand or to recover quickly from difficulties, resilience can act as our best tool for borrowers to bounce-back financially when facing adversity in the market. But how does being resilient impact brokers? And lenders? In the mortgage industry, where the economic conditions are constantly shifting,…
Hey there! 👋 It’s us – Glasslake Funding! Maybe you’ve heard the name, liked us on social or passed by our booth at an industry event…but have you heard our story yet? ONLY READ THIS BLOG if you want to know how we can help you unlock success in the small commercial mortgage game. Here’s…
Glasslake Funding’s very own Recruitment Fair Roadshow. Glasslake Funding isn’t just another alternative lender. We’re a disrupter, shaking up the industry with innovative products, simplified processes, and a whole new approach to how we operate. But it doesn’t stop there. We’re not just redefining lending; we’re also reimagining the way we hire – sailing coast…
Launch. Expand. Reflect. Glasslake Funding kicked off 2023 as a new niche funder in the Canadian market. They set out with a clear vision to fill a market gap through delivering liquidity and simplified qualifying methods on small commercial and residential mortgage needs. As Glasslake reflects on its journey since its launch, it’s clear the…
Coming up as a leading player in small commercial lending, Glasslake is charting a new course as part of its strategic expansion. Recognizing the growing demand and potential in the non-bank mortgage sector, Glasslake aims to bring its successful model from Ontario to Western Canada, starting with Alberta and British Columbia. Concentrating on small commercial…
As the winds of change sweep across the lending landscape, regulatory underwriting guidelines are growing ever tighter. This puts non-bank clients in a precarious position, and mortgage brokers are feeling the pressure. With diversified funding as an option for credit-worthy borrowers, brokers can act as a beacon of hope, navigating a path toward mutual success…
With an opportunity to elevate the non-bank/alternative sector, Glasslake crafts focused mortgage products to address tightening credit and liquidity challenges for borrowers. TORONTO, March 1, 2023 /CNW/ – Head quartered in Toronto, Ontario, Glasslake Funding ULC (“Glasslake”), a wholly-owned subsidiary of Bayview Asset Management, LLC (“Bayview”), announces their entrance as a steadfast funder for small commercial and residential…
