We decided to cover Loan Amortization because so many people act like they know what it is, and end up Googling it after we go over it because they feel like they should know. There’s no shame, as it’s one of those phrases that is super common, and on every single mortgage payment you’ll make,…
The property market has been nuts for a long time, with all-time highs for sale prices in October of 2024. So you’ve been waiting around for the perfect time with an eye on a substantial drop in cost versus finding the right property. But, in recent months, there HAS been a substantial drop in cost…
Nobody likes reading the fine print. Loan terms are thought of in terms of time. How many years will I be paying this down? When can I breathe a sigh of relief? But, from a lender’s perspective, it’s about payment amounts, interest rates, amortization schedules, and how much headache you might represent over the next…
For most people, if you’re going to apply for a loan, you go for broke. Get the bag. Reach for the stars so you at least hit the moon. You’ve got this number in your head, sure, but does it really include all the important details? Monthly payments, taxes, fees, the difference between principal and…
What Loan Occupancy Means (And No, It’s Not Boring) Applying for a mortgage in Canada can sometimes feel like an interrogation on life plans, financial stability and your personal choices. For that house you want to buy, are you living there? How often will you be there? Are you secretly planning to rent it out…
Residential vs. Commercial Property Loans in Canada: How They Work, Qualification, and Alternative Lenders You know the deal. The client and the property fit perfectly into a conventional lending box. The client has a great T4, a stable and predictable income source, and the property is standard and uncomplicated. That deal? That’s easy. It pretty…
Commercial Mortgages That Fund the Spaces Where Business and Community Thrive Glasslake Funding launches a new commercial mortgage campaign focused on the mortgage behind the spaces — where culture, community, and everyday life actually happen. Shaping How We Live Every day, we move through spaces that quietly shape how we live. The café that…
Back in January 2023, we didn’t just launch a business—we challenged a system (and raised a few eyebrows while we were at it). The goal was simple: build a lending operation that could move faster, think sharper, and actually serve the needs of borrowers that traditional lenders left behind. That mission hasn’t changed—but a whole…
Because clients don’t fit into neat little boxes—so why are we still boxing lenders in? Why Today’s Borrowers No Longer Fit Traditional Lending Models The Canadian lending landscape has been shifting for decades. New players come and go, regulations tighten, client portfolios evolve—honestly, who can keep up? We get it. As the newest name…
You asked, we delivered. Glasslake’s brand-new Commercial Adjustable-Rate Mortgage (ARM) is now live, and it’s the perfect fit for today’s market. Flexible, competitive, and with borrower-friendly terms, it’s the deal that makes sense for property investors, developers, and owners looking to take their commercial projects to the next level. If your client has been searching…