Different deals require different approaches. Obviously. But more so, not every deal is going to fit the big bank mould. No broker wants to see a great deal get dropped over stat sheet semantics, especially when the people behind the application are solid candidates otherwise. It takes a special kind of relationship with the lender,…
Lenders love to say how flexible they are, how they get deals done, but put a self-employed client, an investor with multiple properties, or a borrower with a work trajectory that isn’t aligned with their pre-fab checklist, suddenly they’re um-ing and ah-ing and the enthusiasm deflates like a month-old balloon. That’s not to say they…
If real estate cycles were like being in high school, we would have the popular kids, the wallflowers and the glow ups. And Canada’s current market is chock full of all three at the moment. Some provinces are losing popularity, some are getting noticed, and smart investors are grabbing the best deals quickly before anyone…
You’re ready to get that financing for a retail property in Canada, but then you realize it’s not a one-size-fits-all situation. There are lots of moving parts, and the application process can sometimes feel pretty invasive when questions start going into great detail about your business plan, financial stability, and long-term goals. It’s really no…
As part of the loan application process, lenders always check your credit score. That’s nothing new. In 2026, however, the stakes have been raised. With the Canadian economy now in a technical recession (marked by two quarters of consecutive negative annualized GDP growth), and experts trying to avoid referring to it as anything more deep…
The property market has been nuts for a long time, with all-time highs for sale prices in October of 2024. So you’ve been waiting around for the perfect time with an eye on a substantial drop in cost versus finding the right property. But, in recent months, there HAS been a substantial drop in cost…
Nobody likes reading the fine print. Loan terms are thought of in terms of time. How many years will I be paying this down? When can I breathe a sigh of relief? But, from a lender’s perspective, it’s about payment amounts, interest rates, amortization schedules, and how much headache you might represent over the next…
Best BDM & Best Underwriter The entire Glasslake team celebrated a huge moment and milestone last night. At the 2026 Mortgage Awards of Excellence Gala, where several industry professionals are recognized for their hard work, innovation, and leadership, Glasslake Funding was amongst them celebrating three nominations. Glasslake Funding Nominated Across Three Categories at the…
For most people, if you’re going to apply for a loan, you go for broke. Get the bag. Reach for the stars so you at least hit the moon. You’ve got this number in your head, sure, but does it really include all the important details? Monthly payments, taxes, fees, the difference between principal and…
What Loan Occupancy Means (And No, It’s Not Boring) Applying for a mortgage in Canada can sometimes feel like an interrogation on life plans, financial stability and your personal choices. For that house you want to buy, are you living there? How often will you be there? Are you secretly planning to rent it out…